Many schools may not be opening, or you may be doing online school as a result of COVID. Some parents may be thinking of homes schooling their kids rather than enrolling them in school this fall.
At first, opting for home schooling is such an overwhelming matter. Most parents thought that it is impossible to teach a child through home schooling method.
On its basic concept, home schooling refers to the alternative way of educating children. It differs from the usual type of schooling because the learning process is done at home, and the teachers are usually the parents themselves. They only use a particular type of teaching method that can be obtained in different institutions that provide home schooling programs.
For parents who find home schooling a bit of an overwhelming task, here is a list of some tips on how to get you started in home schooling your child:
1. Arrive at a decision
The problem that most parents encounter when opting for home schooling is the fact that they find it hard to finally decide whether to home school their child or not. This is because deciding on this kind of thing is relatively important, especially because the future of the child is dependent on it.
However, the choice should be based on the capacity of the parents to conform to the requirements in home schooling their child. They should be able to wholly participate with whatever items that were entailed in the program in order to provide the best education for their children.
2. Keep in mind that home schooling is a process
Since home schooling is a process, parents who want to home school their children should take things one at a time. For instance, if they have a pre-school child, they should focus more on what pre-school students should learn. They should not delve more on how to teach higher levels of education that are fit for students in higher levels.
3. Know your state laws regarding home schooling
In the United States, each state has its own laws regarding home schooling. Hence, it is best to know what your state asserts about home schooling so that you can provide the best education for your children in conformity with the law.
4. Look for a support group
Home schooling should not be the sole responsibility of the parents. That is why it is important for the parents to find a local support group wherein they can mingle with other homeschoolers who can provide them with additional pointers regarding the process. Each member in the support group can help each other regarding the best technique in teaching their children.
5. Do your homework
Nothing can get you started on the right track than doing your homework first. In this way, you will be able to know the important details you need to be familiar with in order to provide the best education for your children. Knowing what you have to do will give you the best guidance in home schooling.
6. Identify your child’s learning manner
It is best to assess your child’s learning manner first before you choose on a particular home schooling method. Conforming to your child’s learning manner will provide the best way on how to home school your child.
There are many choices available when teaching your child through a home school program. Though it is still best to always pattern the program that you will choose on your child’s learning style.
7. Organize the things needed in home schooling
Just like a typical school, home schooling your children would also need different materials and a proper place where they can easily and comfortable learn new things each day.
Hence, it's best to organize the place first by providing them with adequate space for their learning. Most children would respond to the process easier if they were comfortable with the place where their classes are held.
8. Have a budget for home schooling
Some parents tend to overindulge with the materials needed in home schooling. It does not necessarily mean that because you have lowered your expenses because you have opted to home school, as compared to sending your children into a typical public or private school, you can spend more.
It is still a must that you have to set a budget for home schooling. There are many books and other materials that can be found on the Internet which are definitely priced cheaper.
Indeed, home schooling is not just a process but also a lifestyle. Its something that parents should be best acquainted with in order to give their children with the best education they need.
As summer draws to a close all of us at Every Day Insurance would like to thank you for your continued business.
Most of us are hardworking honest people, who are building strong families and are productive members of our community. Unfortunately, there are a few people who try to take advantage of us and we need to be educated on what to watch for. Fraud, including insurance scams, is the second-most burdensome financial crime in the United States. Tax evasion is number one.
Your personal insurance company and agent can be a great resource to you before, during, and after an accident.
Here are a few of the most common scams:
1.Forced Rear-ending – Typically, the scammer will slow down or come to a stop in busy traffic, or swoop in front of the victim at an intersection or an on-ramp, causing the driver to crash into them from behind. In most states, the person who rear-ended the other driver is the liable party, thus the scam begins. At this point, the scammer will claim high medical bills and unusual property damage, (loss of IPhone, damage to other personal property, etc).
2.Counterfeit Air Bags - Each year, about 1.6 million air bags inflate during crashes, saving thousands of lives. But, during the repair process, at least a small percentage of those deployed air bags will be replaced with counterfeits, which can be life-threatening. Make sure you use a reputable repair shop and ask to have factory airbags installed.
3.Windshield Replacement Rip-Offs - Don’t fall for the person in a van who stops you to say he can offer to fix your windshield. The scammer takes your insurance information and files a false claim. Only use well known repair shops.
Phantom Victims - Often after an accident, you are not fully aware of everyone and everything around you. The scam is the injured party will say there was another passenger in the vehicle and make a false claim. When gathering information after an accident, such as the other driver's license number and contact information, also count the number of passengers in the other car (if any) and take photos of the other car, its passengers, and the general scene.
As always, all of us at Every Day Insurance thank you for your continued business, and hope you are enjoying your summer!
Are you one of the people who think you don’t need life insurance? Please think again. Life insurance provides real security for those you care about. Life insurance benefits can provide financial security and resources for your family or loved ones after you are gone. Let’s look at a few of the reasons to consider life insurance:
• Payment on Debt– If you have any outstanding debt (mortgage, credit cards, etc.) at the time of your death, it does not go away. Your estate will still be responsible to settle all accounts. Life insurance can provide the financial resources to cover debt.
• Continuation of Income- Life insurance can provide the funds to replace your income upon your passing. Family income will certainly diminish with the loss of an income earner, which means your family will experience a lower standard of living. The death benefits of a life insurance policy can prevent this from happening, or at least keep the impact to a minimum, by replacing income lost with the demise of the breadwinner.
• Unpaid Medical Expenses- It is highly likely that you will incur medical expenses prior to your death. Some of which may not be covered by health insurance. Adequate life insurance proceeds ensure that these final expenses are covered.
• Funeral Expenses- Most people don’t plan for, or fund, funeral expenses. Again life insurance is there to help.
The good news is that life insurance rates are low and there are many different kinds of products to select from. One question we often get is, “How much life insurance do I need”? The answer to that depends on your individual situation, but the general guideline is, a life insurance limit of at least ten times your annual gross income is a start. For example, if you earn $50,000 per year, your family would need to replace somewhere close to that amount. A $500,000 life policy could return $45,000 to $50,000 annually, depending on interest rates.
The most cost effective type of policy is term insurance. Term insurance provides protection for a specific, limited amount of time, usually in five-year segments, such as for 10, 15, 20, 25 or 30 years. Typically you pay annually and the premium is locked in for that period of time.
Every Day Insurance has some excellent affordable plans available, so please email or call us at 619-297-4111 so we can help you plan for the future.
What Should Be Part of Your 2020 Personal Insurance Planning?
Should I consider a personal umbrella policy?
Is my home valued correctly?
Do I need to add or remove any drivers?
Have my life insurance needs changed?
Things That Can Affect Your Insurance
Children in college.
Purchase of a new vehicle, ATV, motorcycle, or boat.
Planned foreign travel.
Purchased any items of value like art, guns, or jewelry.
Starting a home-based business.
Purchasing a vacation home.
Using your home as rental income.
If you call us, one of our team members will help you find the best possible combination of coverage, price, and service. Our agents have access to more carriers, and that means that they have more options, including multiple policy discounts and preferred premium pricing.
Protect what matters most to you with San Diego, CA. Car, Home, Commercial Auto & Business insurance. We offer the best combination of competitive rates, coverage and personal service in San Diego.