You just got a traffic ticket and your first thought is how much is my insurance going to increase? There are ways to determine this and we thought you should know this information. The information provided is considered general in nature and may vary from state to state.
Violation National Average Premium Increase
Distracted driving 22%
Speeding 30+mph 30%
Talking on phone 16%
Improper turn 20%
DUI (first) 80%
Improper pass 20%
Expect the increase to show up on your next insurance renewal. You can’t escape your ticket by switching insurance companies. All companies have access to your driving record.
Most auto insurance companies will look back three years to see if there are tickets or other violations. If you get a DUI you may not get renewed and may have to go into other more restrictive programs.
Simple Ways To Reduce Your Auto Insurance
- Increase your deductible
- Consider coverage changes on older vehicles
- Ask for additional discounts
- Maintain a ticket/accident free driving record
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